We are an overcapitalised company but our spread is improving: Sanjaya Gupta, PNB Housing Finance

We are an overcapitalised company but our spread is improving: Sanjaya Gupta, PNB Housing Finance

Sanjaya Gupta MD, PNB Housing Finance Speaks On NBFC Loans To Buildiers The amount is equivalent to the total interest subsidy over a 20-year loan and will be given upfront to the housing financing company, through nodal agencies such as National Housing Bank and Hudco to reduce the outstanding loan.For a 15-year loan, the value of the benefit would be Rs 2.2 lakh.

This is the verbatim transcript of pnb housing finance management call with analysts. Moderator: Ladies and gentlemen, good evening and welcome to the PNB Housing Finance Limited Q3 & Nine Months.

We are an overcapitalised company but our spread is improving: sanjaya gupta, PNB Housing Finance The strong growth notched up in Q4 is sustainable in coming years, says Gupta ET Now /

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Amid such environment, we continued our focus on maintaining adequate liquidity, balanced ALM, efficient operations and robust asset quality. We would continue to maintain a balanced approach to business, with focus on asset quality, and improving profitability, said Sanjaya Gupta, Managing Director of PNB Housing Finance.

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PNB Housing Finance Limited (PNB Housing) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. PNB Housing is promoted by punjab national bank (PNB). The Company came out with a public issue of equity shares in November 2016.

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PNB Housing Finance Limited (PNBHFL) is a 30 years old public sector housing finance company (HFC), headquartered in New Delhi with branches in major cities across India. The company is promoted by Punjab National Bank and is registered with state owned bank and regulation authority of India – National Housing Bank (NHB).

Speaking at the inauguration, Mr. Sanjaya Gupta, Managing Director, PNB Housing Finance said, "India is among one of the world’s biggest construction markets and the last decade has seen the real estate sector bloom. We are extremely focused on improving lives of the construction workers and their families who form the core stakeholder.

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